First Mortgage

Buying a new home?  It matters where you get your mortgage!Image of a father and son playing in their new home

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Friendly, independent and local, we'll make it easy for you to get the mortgage that is right for you.  And we don't sell our loans so we are here for you after the closing too. 



                    6.75%RATE 6.91%APR*                    

*APR = Annual Percentage Rate. APR/Rate effective as of 3/1/2024 and may change. Applies to 1-4 family owner-occupied homes. First-Time Home Buyer’s maximum loan-to-value (LTV) is 90%. PMI waived with a 10% down payment. Other buyer’s maximum loan-to-value (LTV) is 80%. Subject to credit approval. A 30-year loan would be repaid in 360 equal monthly principal and interest payments of $6.49 per $1,000 borrowed, which does not include taxes or insurance premiums, if applicable. So, your actual monthly payment will be greater. NMLS #409557.

At Colonial Federal Savings Bank you deal directly with lenders who actually like coming up with good ways to make things happen. Including sometimes being able to make customized loans. Sound interesting? Call Angela Blanchard (NMLS #411564) at 617-471-0750.


Current Loan Rates & Disclosures