ATM/Debit MasterCard

LIVE LIFE. Enjoy the Benefits. 

Colonial Federal's Debit MasterCard gives you the convenience and protection you deserve - and the benefits that can help you get more out of life. Because it's a debit card, you'll have safe and easy access to your money. Use it anywhere Debit MasterCard is accepted, or to get cash at ATMs or cash back when you check out at many stores.

Great Shopping Benefits

Debit MasterCard is accepted around the globe at more than 34 million locations. Make purchases in stores, by phone or online.

Extended Warranty Insurance*

Doubles the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warrant for a maximum of one year.

Price Protection*

If you find a lower price within 60 days of purchase, Price Protection guarantees you the best price on products purchased with an eligible card by refunding the difference.

Satisfaction Guarantee*

Provides up to $250 per product, if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.

* Certain restrictions, terms and conditions apply. Contact 1-800-MasterCard for full details.

Surcharge-Free Cash


Look for the MoneyPass or SUM logo on ATMs to obtain your cash surcharge-free. These networks provide access to tens of thousands of surcharge-free ATMs coast to coast. Download an App by entering “Sum ATM Locator” or “MoneyPass” in the App store or use a link below.


International Transactions:

Call us at 617-471-0750 with your dates of travel and the countries you will be visiting. We will notify Fraud Prevention Services to allow transactions during that time. (Some countries may remain blocked due to fraud activity originating from that country.) Refer to our Products, Services and Prices disclosure for foreign ATM and international transaction pricing and fees.

Better Protection:

Lost or stolen card? Notify the Bank IMMEDIATELY by calling 617-471-0750 if you believe your ATM/Debit Card or PIN has been lost or stolen.

FraudWatch Plus - Fraud Prevention Services: Experienced fraud analysts work around the clock watching for any suspicious card activity and they will contact you immediately if they detect fraud on your card. 

MasterCard Zero Liability** We protect you against unauthorized purchases on your card. ** Certain restrictions apply. Please visit MasterCard for more details.

For a complete disclosure please refer to our EFT Disclosure.