Home Equity Loan                                                     Apply for Fixed 2nd

A fixed rate Home Equity Loan (Fixed 2nd) guarantees that your rate will not change and your total principal and interest payments will not fluctuate. The total of your Equity Loan and your first mortgage may not exceed the 80% of your home’s value.

• Fixed interest rate
• 10 or 15 year term
• Minimum loan amount: $20,000
• Maximum loan amount: $150,000

Please contact us for further information about these loans and for a complete account disclosure. All loan products are subject to credit approval.

Home Equity Line                                                           Apply for HELOC

A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by the equity in your home. The total of your Equity Line and your first mortgage may not exceed the 80% of your home’s value. Our Home Equity Line will provide the financial flexibility you need.

• PRIME* rate for LIFE! (with a floor rate of 4.00% APR which may adjust monthly)
• An open line of credit — funds are available when you need them
• Interest is charged only on the amount of the line in use
• 10 year draw period with an additional 10 years for repayment
• Minimum line of credit amount: $20,000
• Minimum draw: $500

Index: Wall Street Journal Prime Rate on the last business day of each month.