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DON'T LET HIGH RATES
HOLD YOU BACK30-YEAR FIXED MORTGAGE,
5.99%RATE 6.14%APR*First Time Home Buyers Enjoy NO PMI* with a 10% Down Payment at Colonial Federal Savings Bank.
CONTACT US TO GET STARTED TODAY!
*APR = Annual Percentage Rate. APR/Rate effective as of 12/1/24 and may change. Applies to 1-4 family owner-occupied homes. Assumes a maximum 80% loan-to-value (LTV) and first mortgage position. First-Time Home Buyer’s maximum loan-to-value (LTV) is 90%. PMI (Private Mortgage Insurance) waived with a 10% down payment. Subject to credit approval. A 30-year loan would be repaid in 360 equal monthly principal and interest payments of $5.99 per $1,000 borrowed, which does not include taxes or insurance premiums, if applicable. So, your actual monthly payment will be greater. NMLS #409557. -
TAP INTO THE POWER OF YOUR HOME'S EQUITY!
HANDLE HOME IMPROVEMENTS, DEBT CONSOLIDATION, OR
UNEXPECTED EXPENSES WITH OUR FIXED-RATE HOME EQUITY LOAN.FIXED-RATE HOME EQUITY LOAN
6.75%APR*
*APR = Annual Percentage Rate. Effective as of 12/1/2024 and may change. The APR for the listed Home Equity Loan is based on a 10-year term. Minimum loan amount of $20,000. Applies to 1-4 family owner-occupied homes. Assumes a maximum 80% loan-to-value when combined with first mortgage. Subject to credit approval. A ten-year loan would be repaid in 120 equal monthly principal and interest payments of $11.48 per $1,000 borrowed. NMLS #409557. -
Fall Into BIG Savings!
4.55%APY* 4.05%APY*
5 Month CD Special 11 Month CD Special
Don't miss out on these Special Rates!
OPEN YOUR CD TODAY!
*APY = Annual Percentage Yield. APYs and terms are accurate as of 12/6/2024 and are subject to change at any time. The minimum balance to open and obtain the APY is $1,000.00. Maximum deposit amount of $250,000.00. Penalty for early withdrawal. Automatic renewal to the same term at maturity. Personal accounts only. Member FDIC.
Effective Wednesday, September 11, 2024, access to the walk-up ATM at our Quincy location will be during business hours only. After-hours, please drive around and use our 24-hour drive-up ATM; no walk-ups allowed.
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