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picture of plants with 'keep it growing with our special CD rate'

  • DON'T LET HIGH RATES
    HOLD YOU BACK


    30-YEAR FIXED MORTGAGE,
    5.99%RATE 6.14%APR*

    First Time Home Buyers Enjoy NO PMI* with a 10% Down Payment at Colonial Federal Savings Bank.

    CONTACT US TO GET STARTED TODAY!

    *APR = Annual Percentage Rate. APR/Rate effective as of 1/1/25 and may change. Applies to 1-4 family owner-occupied homes. Assumes a maximum 80% loan-to-value (LTV) and first mortgage position. First-Time Home Buyer’s maximum loan-to-value (LTV) is 90%. PMI (Private Mortgage Insurance) waived with a 10% down payment. Subject to credit approval. A 30-year loan would be repaid in 360 equal monthly principal and interest payments of $5.99 per $1,000 borrowed, which does not include taxes or insurance premiums, if applicable. So, your actual monthly payment will be greater. NMLS #409557.
     

    Apply Today

  • TAP INTO THE POWER OF YOUR HOME'S EQUITY!


    HANDLE HOME IMPROVEMENTS, DEBT CONSOLIDATION, OR
    UNEXPECTED EXPENSES WITH OUR FIXED-RATE HOME EQUITY LOAN.

    FIXED-RATE HOME EQUITY LOAN
    6.75%APR*

    *APR = Annual Percentage Rate. Effective as of 1/1/2025 and may change. The APR for the listed Home Equity Loan is based on a 10-year term. Minimum loan amount of $20,000. Applies to 1-4 family owner-occupied homes. Assumes a maximum 80% loan-to-value when combined with first mortgage. Subject to credit approval. A ten-year loan would be repaid in 120 equal monthly principal and interest payments of $11.48 per $1,000 borrowed. NMLS #409557.
     

    Apply Today!

  • The Smartest Way to Save!

    4.45%APY*                                                   3.95%APY*

    5 Month CD Special                                 11 Month CD Special 

    Don't miss out on these Special Rates!

    START EARNING WITH YOUR NEW CD TODAY!

    *APY = Annual Percentage Yield. APYs and terms are accurate as of 1/2/2025 and are subject to change at any time. The minimum balance to open and obtain the APY is $1,000.00. Maximum deposit amount of $250,000.00. Penalty for early withdrawal. Automatic renewal to the same term at maturity. Personal accounts only. Member FDIC.

    Learn More

The Bank will be closed for the holiday on Monday January 20, 2025.  Please use our App and Online Banking to manage your finances, pay bills and pull statements.  Our ATMs will be available for cash withdrawals.  Enjoy the weekend and have a safe holiday! 

 

Check Scam Alert: Take these important steps to protect yourself against "check washing" scams.  If you are mailing a check, take it directly into the Post Office, do not use the blue mailboxes.

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Effective Wednesday, September 11, 2024, access to the walk-up ATM at our Quincy location will be during business hours only.  After-hours, please drive around and use our 24-hour drive-up ATM; no walk-ups allowed.