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picture of plants with 'keep it growing with our special CD rate'

  • MAKE A BIG MOVE

    Couple holding keys to their new house.

    30-YEAR FIXED MORTGAGE,
    5.99%RATE 6.14%APR*

    First Time Home Buyers Enjoy NO PMI* with a 10% Down Payment at Colonial Federal Savings Bank.

    CONTACT US TO GET STARTED TODAY!

    *APR = Annual Percentage Rate. APR/Rate effective as of 11/1/24 and may change. Applies to 1-4 family owner-occupied homes. First-Time Home Buyer’s maximum loan-to-value (LTV) is 90%. PMI (Private Mortgage Insurance) waived with 10% down payment. Subject to credit approval. A 30-year loan would be repaid in 360 equal monthly principal and interest payments of $5.99 per $1,000 borrowed, which does not include taxes or insurance premiums, if applicable. So, your actual monthly payment will be greater. NMLS #409557.
     

    Apply Today

  • GET OUT FROM UNDER YOUR DEBT!

    Picture of a house

    Lock in a Fixed Rate to consolidate your debt.

    FIXED HOME EQUITY LOAN RATES AS LOW AS
    6.75%APR*

    *APR = Annual Percentage Rate. Effective as of 11/1/2024 and may change. The APR for the listed Home Equity Loan is based on a 10-year term. Minimum loan amount of $20,000. Applies to 1-4 family owner-occupied homes. Assumes a maximum 80% loan-to-value when combined with first mortgage. Subject to credit approval. A ten-year loan would be repaid in 120 equal monthly principal and interest payments of $11.48 per $1,000 borrowed. NMLS #409557.
     

    Apply Today!

  • SMART SAVINGS

    Picture of a couple with keys to their new house


    4.75%APY*                                                   4.45%APY*

    5 Month CD Special                                 11 Month CD Special 

    Don't miss out on these Special Rates!

    OPEN YOUR NEW CD TODAY!

    *APY = Annual Percentage Yield. APYs and terms are accurate as of 11/10/2024 and are subject to change at any time. The minimum balance to open and obtain the APY is $1,000.00. Maximum deposit amount of $250,000.00. Penalty for early withdrawal. Automatic renewal to the same term at maturity. Personal accounts only. Member FDIC.
     

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Effective Wednesday, September 11, 2024, access to the walk-up ATM at our Quincy location will be during business hours only.  After-hours, please drive around and use our 24-hour drive-up ATM; no walk-ups allowed.

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Check Scam Alert: Take these important steps to protect yourself against "check washing" scams.  If you are mailing a check, take it directly into the Post Office, do not use the blue mailboxes.